Attention homeowners: Real estate appraisal services for in Troy and Montgomery County

The top 7 reasons NC homeowners order from Qualls Appraisals:

Find the right listing price (whether you're using an agent or selling the home on your own)
Challenge property tax assessments
To reduce your mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (or HELOC)
To review another appraiser's report for verification
If property needs to be divided because of a divorce
To settle an estate in NC by determining the true market value of property in question

Own a house in or near Troy, NC and need help deciding the value of it?
Contact Qualls Appraisals.

At Qualls Appraisals, we understand the individual needs of a customer in need of appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. Professional appraisers, like the ones at Qualls Appraisals, will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your house will attract interested buyers. The appraisal is something concrete to show your buyer. It's an independent third party's opinion of your house's price, and not just how much you think your home is worth. Interested buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to a qualified appraiser's value conclusion than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. A popular way to cut costs for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your house. In most cases you can apply to a lender to have the PMI eliminated from your loan. Qualls Appraisals is seasoned in helping customers just like you remove unneeded PMI insurance.

Challenge Tax Assessment

Your local tax assessor may have your house overvalued if your house not appreciating as much as other houses close to yours. This only means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better off you'll be. Getting an expert appraisal from Qualls Appraisals is your perfect weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Your lender may choose to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area -- even if your specific property has not declined in value. This can this be unsuitable from a cash flow standpoint, and harmful to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from Qualls Appraisals can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Would you prefer a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you want a veteran appraiser to double-check your appraisal for accuracy? We can go out and check the subject and comps in question in a field review. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help with that too. While typically requested by banks, you may need to employ this service if you suspect mortgage fraud related to your property.